Loan Options

01

Conventional 30 Year Fixed Mortgage

The traditional 30-year fixed-rate mortgage has a constant interest rate and monthly payments that never change. A 30-year fixed-rate loan may be a good option if you plan on staying in your home for years to come.

02

Conventional 15 Year Fixed Mortgage

This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.

03

Flex Term Loan

Feel free to select a repayment term from 10 year to 30 year, or anything in-between. Customize your loan to meet the terms you desire!

04

FHA Loans

We offer an array of financial solutions and cutting-edge strategies to help your business thrive

03

VA Loans

Our team of experts provides on-site support, ensuring year smooth financial operations

04

USDA Loans

Manage communications, track financial plans, and make payments online through our user-friendly platform

REFI SPEICAL

VA IRRL

Interest Rate Reduction Loan, No income, no credit options available.

REFI SPECIAL

FHA Streamline

FHA Loan refinance, available with or without an appraisal. No income, no credit options available.

FHA Loan refinance, available with or without an appraisal. No income, no credit options available.

REFI SPECIAL

89% LTV CASH OUT REFINANCE NO MI

Limited access! Cash out your home equity, up to 89.99% of the value to payoff car loans, credit cards, or collect the funds and use them as you wish.

Interest Rate Buydown

Buydown Loan

Utilize lender paid or seller financed buydown terms! This allows you to effectively lower your monthly payment for a set term.

Offering: 1/0, 1/1, 2/1, 2/1/3 buydown options.

05

Renovation Loans

FHA 203k, 203K Limited, Escrow Holdback, USDA Limited Rehab or Conventional Home Style Rehab available.

06

Jumbo Loans

Loans available that exceed the County Area Loan Limit restrictions

07

Reverse Mortgage

Feel free to select a repayment term from 10 year to 30 year, or anything in-between.

08

DSCR Loans

Non-Income Qualifier Loan for investment Purchase

11

Down Payment Assistance

We currently offer over 11 different down payment assistance programs. These programs range from immediate forgiveness to repayment terms.

09

Self Employed Special

Option to qualify with a 1099 income for 1 or 2 years. Can utilize the 1099 form or 12- 24-month Bank statements for your business or personal.

12

New Construction– One Time Close

Ready to build your dream home? We can finance the land purchase and complete build, all in one loan.

Already own land? The equity in the land can be utilized to lower the amount financed.

10

Commercial Loan

We can assist you with 5+ unit properties, fix and flip, buy and hold, rehab projects and more, all closed in your LLC.

Information subject to change. Certain restrictions apply. Subject to borrower approval. This is not a commitment to lend. Please apply online or inquire about your loan eligibility.